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MyRate Eligibility

Anyone can sign up to be a MyRate participant. If you're purchasing a new policy, you can enroll when you buy it. If you already have a policy, you can enroll during the first 60 days of any policy term to be eligible for MyRate renewal pricing.

What states offer the MyRate program?

MyRate is available to auto insurance customers in the following states:

  • New Now Available in Kentucky
  • Alabama
  • Louisiana
  • Maryland
  • Michigan
  • Minnesota
  • New Jersey
  • Oregon

Is there a cost associated with the MyRate program?

There are certain costs associated with the MyRate program, depending on your state.

In Alabama, you will pay a $30 technology expense per policy term. This expense covers the cost of our technologically advanced MyRate device, as well as the cost to wirelessly transmit your data. Any discount you earn based on your driving data could offset this expense.

In some cases, you may pay a surcharge that could result in a higher price for auto insurance. This is dependent on the state in which you live and on your driving habits. Discounts and surcharges do not apply to all coverages in all states.

What if I am no longer interested in the program?

Enrollment in the MyRate Program is voluntary and may be terminated by you at any time. However, after terminating participation in the Program, up to 12 months of MyRate data may be used for renewal pricing purposes.

For additional information, please visit the MyRate program Terms and Conditions.

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