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MyRateSM Program

With MyRate, our Pay As You DriveSM program, a simple plug-in could help you save money on auto insurance.

Say goodbye to traditional auto insurance. Safe drivers could save money on auto insurance just because they're safe drivers. If you're a MyRate participant, you'll know the following:

  • You're in control of your insurance rate.
  • What you pay for insurance is a direct result of your individual driving habits.
  • Ultimately, safe driving behavior could translate into savings on your auto insurance.
What Drivers Can Benefit?

Here are a few types of drivers and situations that could benefit from the MyRate program:

  • Low-mileage drivers
  • Households with more vehicles than drivers
  • Safe drivers
  • Seasonal and infrequent drivers
  • Carpoolers
  • Mass Transit commuters
  • Summer-only drivers
  • Eco-friendly drivers

How It Works

Safer drivers could receive discounts on their auto insurance, while other drivers may pay more based on their driving habits. Your rate is based on factors including how you drive, how many miles you drive and what times of day you drive. Good driving habits can translate to a lower premium.

MyRate Device

Your MyRate device fits in your hand and takes just seconds to plug into your car. It's easy to use because you just plug it in and let it work for you. Your MyRate device may help you save handfuls of money based on the way you drive.

Your Privacy

We only use your driving information to get you the best deal on your auto insurance. Your information is private.

Eligibility

The MyRate program is available in select states and situations. See if you're eligible to participate.

It's about you. And it's about time. ®
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